Presenting your company online means there are certain rules and regulations you must adhere to.
This guide outlines the key points you must remember, and how you can do this easily through your Create account.
You must clearly display your company's details for your customers. These details should include:
*The email address displayed should match the address given to your Payment Gateway provider, as this may be quoted in their receipts with you.
You may also like to include this information on your Contact Us page – see “How to set up the 'Contact' Page”.
Your website must display the logos of the payment methods that can be accepted through your shop.
Ideally, the logos should be displayed at the point of entry to your shop. This ensures your customers are aware of the payment types that you accept before they make a purchase*. We would recommend you feature these logos on the home page as well as throughout the checkout process.
You can display the accepted payment logos in your Create footer. To enable this simply follow the steps below:
You could display these logos in different places – see the guide “How do I display my accepted payment logos” for more information.
*You must only display the payment methods you are authorised to accept.
Terms and Conditions (T's & C's):
Your T’s & C’s should be clearly displayed before a customer places an order – they should be accepted at the checkout to confirm purchase agreement.
You can customise this information as you wish, and enable the setting for checkout confirmation by following the steps below in your Create account:
Please note: you will need to republish your site to see the changes live on your Shop.
You should also have a dedicated page accessible on your website. Well-drafted T’s & C’s will offer absolute clarity on the terms of your service, what is to be agreed upon and what to do in a given situation. Not every policy will be the same – here are some points you should consider including:
Common practice is to include your Returns and Refunds policy within your standard Terms and Conditions. Your Refund Policy can be displayed anywhere on your site, as long as it is displayed before a customer makes a payment (see above).
Content you should include:
Legal requirements for this policy may vary according to whether you are based in or out of the European Union (EU):
If you are based within the EU:
Where you are supplying consumers (i.e. individuals buying for themselves rather than for a business) you should make it explicit that the shopper has the right to cancel within seven days of their contract with you, or seven days of receipt of the goods (whichever is the longer). You must also explain that if the shopper does cancel their order, they will have their payment returned and outline the procedures they must follow to return their goods or services (these requirements ensure you comply with EU regulations). There are variations to these rules where you are supplying services or making customised goods.
If you are based outside the EU:
Local regulations may well apply and you should contact your local department of trade and commerce or a lawyer to find out what they are, but as a matter of good practice, if you do not accept returns you should include a statement making this clear to the shopper.
See the Electronic Commerce (EC Directive) Regulations 2002 for further details.
If you process credit and debit card payments through your ecommerce store, the company you choose to use will have requirements too. You should always ensure the products and services displayed on your website are representative of those you stated when signing up to their service.
These service providers may stipulate the following points are adhered to:
Please note: If you intend to sell products/services other than those stated on your original application form, you should request approval from your payment gateway provider before adding these to you website. For queries regarding the addition of new products and services to your website, please contact your payment gateway provider.
For more of an understanding about the laws and legal requirements that apply to you as a merchant offerring goods or services, please see our guide on Distance Selling and The Law for how you can comply with such regulations.
We recommend you seek independent financial and/or legal advice when writing your policies; and thoroughly read terms and conditions relating to any insurance, tax, legal, or financial issue, service, or product. The Trading Standards Institute are also there to support you.
If you have any questions do please contact your Account Manager at any time.